JOIN IFA NIGERIA TODAY

What does an I.F.A. do?

As an I.F.A. you own your own business. An I.F.A. is not an insurance salesman. An I.F.A. is not a financial advisor. As an I.F.A., you are a referrer. An inviter. You invite people to meetings where a trained and accredited I.F.A. Business Facilitator will explain the business opportunity and the product to the people you have invited. Once these people join your team, take out an ADIC I.F.A. Living Benefits Cash Back Plan, underwritten by ADIC Life Assurance, and start paying their monthly premiums you are on your way to earning an extra income every month. It is important to keep in touch and follow-up with the people you introduce. The more successful they become, the more successful you become.

It’s the Nigerian way – in person, eye to eye, with respect.


TESTIMONIALS

A message from I.F.A. Nigeria No.1>


“We have witnessed how the I.F.A. Business Opportunity has transformed the lives of thousands of South Africans. We are so excited that I.F.A. has been brought to Nigeria and that we, too, can be part of this opportunity. Nigerians have an exceptional entrepreneurial spirit, are intelligent and have a passion for innovation and working hard. I therefore recommend to you this life-changing network marketing business opportunity. With I.F.A., we as Nigerians can experience so much more! Join us now so that you can change your life and the lives of others around you.”

Mike and Irene Adegun – I.F.A. No 1 & 2, Nigeria


EARNINGS

IFA Nigeria rewards in several ways

- Earnings



- Bonuses




JOIN NOW
Join now by attending a meeting at one of the Business Opportunity Centres


The I.F.A. Opportunity is brought to you in association with ADIC Life Assurance Ltd and Diamond Bank Plc




ADIC Insurance is a first class composite insurance company. It has been in operation for the past 19 years. ADIC Insurance was incorporated in April 1989 and was one of the first insurance companies in Nigeria to meet the re-capitalisation requirement with an authorised share capital of N5.5 billion. ADIC Insurance is a customer-focused organisation driven by integrity, efficiency, professionalism and service. ADIC Life, a subsidiary of ADIC Insurance, is the underwriter of the ADIC I.F.A. Living Benefits Cash Back Plan.


In 2006, Diamond Bank Plc acquired 95% equity in ADIC Insurance. Diamond Bank is one of the leading banks in Nigeria and is listed on the Nigerian and London Stock Exchanges. It is respected for its excellent service delivery, driven by innovation.The bank operates on the most advanced banking technology platform in the market. Diamond Bank is the issuing bank for the I.F.A. CashCard.

It is easy to take care of your family’s future with The ADIC I.F.A. Living Benefits Cash Back Plan

- ADIC I.F.A. Living Benefits Cash Back Plan

- I.F.A. CashCard

The ADIC I.F.A. “Living Benefits” Cash Back Plan


• Living Benefits for you and your family

Make sure that your family benefits from your success when you are around. The ADIC I.F.A. Living Benefits Cash Back Plan has been designed to provide you and your family with “Living Benefits” throughout the duration of your policy. It also looks after your family when you are gone, helping them to continue living in the way that you intended.

• Immediate accidental death cover (provided the first premium has been paid)

• Cover for death due to natural causes, for example, a heart attack or cancer – after the payment of 12 monthly premiums. Should the death occur before the payment of 12 monthly premiums, your family will receive a refund of premiums paid.

• The only exclusions on this Plan are suicide in the first two years, participation in a criminal act, violation of a law or a pre-existing condition. A pre-existing condition is any illness or condition that you had at the time of the application or before you applied for the Plan. The illness or condition must be disclosed on the Declaration of Health contained in the proposal form.

• Cash Back – for the rest of your life

As an I.F.A. you are guaranteed to receive cash back for the rest of your life, as long as the Policy remains in force. After 5 years’ premiums paid, you will receive the first year’s premiums back – in cash. After 10 years’ premiums paid you will get the 9th year’s premiums back, and so forth. You can use this money as you please – it’s yours! Perhaps it will help towards your children’s education, or just to spoil yourself. The cash back is paid without it impacting on the other benefits of this Policy.

• Earnings guaranteed – for 36 months

In the event of you, the I.F.A. Earner, becoming disabled or passing away, your family will receive a lump sum payout equal to 12 times your
I.F.A. earnings*. In addition to this, your family will be looked after for two years after your disability or death, by receiving a guarantee of your monthly earnings*. The Earnings Guarantee Benefit is paid out over and above the other benefit amounts.

*Earnings paid in the month prior to your disability or death (excluding bonuses)

• Cover of N500 000 for Accidental Death

In the event of accidental death of the policyholder, the beneficiary will receive a lump sum payout of N500 000, over and above the nominated sum assured.

• Cover of N500 000 for Disability

In the event of you being disabled as a result of an accident, where you are not able to perform your current job or a similar job, you will receive a lump sum payout of N500 000 to ensure that you can continue to provide for your family.

• Cover of N500 000 for Dread Diseases

Should you be diagnosed with a dread disease such as cancer, a heart attack, kidney failure, a stroke or lapse into coma due to accidental reasons, your ADIC I.F.A. Living Benefits Cash Back Plan provides protection and assistance by paying out a lump sum of N500 000

• Benefits paid out Tax-Free

• Pays up to N3 500 000

You can choose a sum assured starting at N75 000 up to N3 500 000. A rate card reflecting the sums assured and the monthly premiums is available for your use.

• Inflation Protection

To protect the value of the ADIC I.F.A. Living Benefits Cash Back Plan, your premium will increase by 10% annually. This assists in protecting your Policy against the effects of inflation by increasing your sum assured each year by 6%.

• No medical examination required

You will not be required to undergo a medical examination and will not be asked to complete a lengthy health questionnaire. However, you will be required to complete a simple Declaration of Health. Policyholders are required to tell us about any illness or condition they had previously, or are currently suffering from.

• Guaranteed acceptance

Anyone between 18 and 65 years of age can apply for the ADIC I.F.A. Living Benefits Cash Back Plan. If you meet the age requirement, have completed the Declaration of Health and you do not have an existing illness, disease or medical condition, you cannot be turned down. Should you require insurance for someone older than 65 years of age, an alternative plan is available.

• Right to review

Once your proposal form has been processed, your Policy Document will be sent to you for review. You have the right to examine the Policy for 30 days without obligation. If you are not completely satisfied, for any reason whatsoever just return your Policy within 30 days of receipt. Any premiums you have paid will be refunded in full, no questions asked.



CONTACT US

Independent Field Advertisers Ltd - R.C. 736304


Tel: 01-277 9600 or 01-2779650

Hours: Monday – Friday: 08h00 – 17h00

Email: services@ifanigeria.com

Physical address: 18 Oba Akran Ave
Ikeja
Lagos
Nigeria


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